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What is Roof Hail Damage?

A Shingle Roof Covered in Hail.

What is roof hail damage?

Under the right conditions, anytime a severe thunderstorm strikes you could get hail along with it. When hail strikes, you always have a potential for roof hail damage, and that damage can vary depending on the size of the hail that falls, how fast it falls, and the type of roofing materials used. Sometimes your roof may not be affected at all, or just a few shingles may be damaged. At other times your roof can be severely damaged to the point where it may need to be replaced. 

Whenever you have a severe storm pass through the area, whether or not it’s hailed, it’s always a good idea to get your roof checked out for damages. Even just heavy rains can cause problems like leaks to occur. If your roof has been damaged by a storm in the Frisco, TX area, and you need roofing storm damage repair, call on the experienced professionals at Kilker Roofing and Construction, LLC. We provide a full range of repair services, and you can reach us at (972) 895-5140.  

What does roof damage from hail look like?

If a recent storm has dumped hail along with it, and you are wondering how to spot roof hail damage, unless there are obvious holes, it isn’t always easy to tell if the roof is damaged. Hail damage to roof of house will also vary depending on the type of roofing material on your home.

Hail damage is usually random. There is no discernible pattern to it. One section of shingles may have no damage at all, while a nearby section may be rife with dents. Asphalt and architectural or composition shingles will usually show black or shiny spots where missing granules have been knocked away. 

In some cases, without close inspection, the damage may not be discernible. With standard asphalt shingle roofs hail may make the shingles soft to the touch. A professional roofer will be able to spot these damages and other signs of hail damage. Because spotting roof hail damage isn’t always easy here are a few tips to help you as a homeowner find it.

Roof hail damage 4 tips for Homeowners

  • Look for damage like water stains or drips from the ceiling inside your house. If leaks have developed shortly after a hailstorm, you probably have hail damage.
  • Inspect your property for evidence of hail impact marks. If you see impact marks on decks or siding, your roof may have damage as well.
  • Have a trusted roofer that provides free inspections and estimates to inspect the roof. Make sure the roofer will speak with your insurer to help with the claim.
  • Go over your insurance policy to see what’s covered and let your insurer know you want to file a claim.  

In the same way hail damage can be hard to spot, some plumbing problems can be hard to spot because the pipes run underground. In older many of those underground pipes, as well as the rest of the plumbing could be out of date and cause so many problems it may require whole home repiping to ensure the plumbing is working properly.

How do you know if your roof is damaged?

Not all damages to your roof will be caused by hail damage or by storms. Some damage just comes from wear and tear. Besides damage from severe weather, below are some other damages roofs have that will need repair.

  • Curled, cracked or missing shingles: Indicates it’s time to repair or replace your shingles.
  • Dark, dirty or wet shingles: These shingles are trapping moisture and risking leaks.
  • Large amounts of shingle granules in the gutters: This indicates the shingles are worn and need to be replaced.
  • Stained ceiling and walls: This is an indication you have a roof leak that needs to be repaired as soon as possible.
  • Outside light streaming into the attic: You probably have damaged or missing shingles that need to be replaced to avoid leaks.
  • Sagging roof deck: This indicates moisture has penetrated through the roof and caused the decking or rafters to sag. 

Is hail damage to roof covered by insurance?

For most insurers, roof hail damage is covered by homeowners policies. The coverage may depend on where you live, and the frequency with which hailstorms occur. In areas like Kansas or Oklahoma, where hail is frequent, insurers may only cover hail damage to the structure of the roof. Some damage may be considered cosmetic. Insurance will cover damage caused by certain perils such as wind, fire, and hail damage. Damage caused by age and neglect are normally not covered. Individual policies may differ, and the amount covered may vary. You will also normally need to pay a deductible before the insurance will pay for the repair. Check with your insurance company to find out exactly what your policy covers when it comes to roof hail damage.

How long do you have to file an insurance claim for hail damage?

Insurance policies will vary, but for roof hail damage the standard for most insurers is that you must file a claim within one year after you’ve determined your roof has been damaged. That said, it’s normally better to file the claim as soon as possible, because the longer you wait the more serious the damage can become. The wait may also affect how much is covered by your insurer.

Do I have to pay a deductible for hail damage to my roof?

With most insurance policies, homeowners will have to pay a deductible for roof hail damage. The amount of the deductible will depend on where you live, and the frequency in which hail storms occur. In high-risk areas a separate deductible may established specifically for this type of damage.

Roof Hail Damage Marked by an Insurance Adjuster.

Call today

If you believe you have roof hail damage in Frisco, TX and want experienced professionals to inspect and repair your roof, give our team at Kilker Roofing and Construction, LLC a call at (972) 895-5140.

Do I Really Need Rain Gutters?

Rain Pouring Down With Close Up Of Roof Corner Gutter & Downspout

Learn More About Gutters

Your gutter system is an essential part of your home or business with its water protection abilities. These paths of metal or other materials can essentially draw water away from vulnerable parts of your property and direct them into the overall city water treatment system. These systems can last for years to come and with proper maintenance, you can avoid such damages that may call for immediate attention as seen with emergency air conditioner repair. With proper maintenance and fittings, gutter installation can last you for years to come. Here is some helpful information regarding gutters that may prove useful for your home or business.

Do I need gutters around my entire house?

Gutter installation is essential in allowing for a path of water runoff, as roofing materials and construction vary some designs may need more support in some areas vs others. With roofing valleys, for example, special flashing and roofing materials are reinforced as water is more likely to enter these dip of the roof. These dips naturally create a path for water to run down so it makes sense to have downspouts and gutter installation in these areas.

Why do we have gutters and downpipes on our homes?

Gutters and downspouts have been constructed for the purpose of funneling water away from the soil, roofing materials, siding and foundation of a property. With too much water infiltration on roofing materials, you can expect rot, damaged insulation, moss growth and more that can mess up the integrity of your roof. As far as too much water on the ground, you can erode soil and compromise the foundation or basement of a home. With wet soil, you can drown your plants as well as cause a shift in your foundation. With a moving foundation, you’ll risk damages to your pipes that are connected to it which can cause pipe corrosion, leaks and slab leaks. 

When should gutters be replaced?

Your gutter system should ideally last for at least 20 years, yet there are many signs that can point the need for gutter installation. It’s important to realize that in order to catch problems before they escalate it would be best to have seasonal maintenance done with your gutter systems. Certain signs to consider with gutter replacement can be fairly obvious, as seem with holes, cracks or rust spots. These can be fixed with sealant or even flashing yet if there are more than 6 sections where this is occurring it would be best to rely on gutter replacement. Another issue that can point to repair is with broken fasteners or missing nails or screws. Replacement can be easy as sometimes a particular storm may loosen them, yet if they are problems that continue if could be that gutters are not fitted correctly to the home or they have been worn. Other issues that can point to faulty gutters are by paying attention to visual cues being displayed outside of the home. Namely when you see sagging gutters, separated gutters, broken gutters, gutters that pull away from the roof, exterior paint peeling on the siding or trim, dirt channels, pooling water, eroded landscaping or flooded basements.

Close Up of Roof Gutters on House

Different Types of Gutters

  • Aluminum
  • Steel 
  • Copper
  • Stainless Steel
  • Wooden
  • Sectional
  • Seamless

What type of gutters is best?

There are numerous types of gutter installation that can improve the water flow of your property. With most gutters wear happens at the seams and joints so essentially seamless gutters can extend the life expectancy of your gutter system as well as minimize the need for maintenance and repairs.

What is the difference between seamless gutters and regular gutters?

Seamless gutter installation is advantageous to regular gutters as they are designed to match the specifications of each property in order to avoid mismatched areas or gaps. With a seamless gutter installation, you can resolve issues seen with previous models as seen with splits, breaks, and gaps as a result of numerous joints. When you have joints eliminated there will be less of a change for debris build-up or the development of clogs. Water can be more easily flushed as there will be less of a likelihood of blockages from leaves or twigs. This design essentially makes them less of pulling factor for critters or nesting birds. Due to the above factors, there is minimal maintenance duties required with seamless gutter installation options.  Finally, you can expect greater property value with higher resale values. The curb appeal is heightened due to superior products and attractive looks.

Gutter Installation Cost

Gutter installation costs will range in price depending on the materials chosen as well as design. With aluminum or galvanized steel gutter installation, you may expect $4-$9 per linear foot. With vinyl gutter installation prices are generally $3-$5 due to being easier materials to install. finally, stainless steel can be known to be higher in cost at $9-$20 per linear foot with copper coming in at a high $25-$40 per linear foot. 

What To Know About Gutter Installation

Gutter installation should be done by keeping your roofing specifications in mind and should be properly fitted in accordance with it. As far as who does gutter installation, it’s important to get into contact with your local professional gutter installation contractors, commercial or residential roofing services.

If you’re interested in gutter installation in Frisco, TX call (972) 895-5140 with Kilker Roofing and Construction, LLC!

When Do You Need a Roof Replacement?

A roof inspection will help determine if it's time for a roof replacement.

Get a Free Roof Inspection

Unless you are a roofer, you probably rarely think about your roof, until you need a roof repair. Even then, if the repair is minor, you might not really have any idea how old your roof is or if it’s time for it to be replaced.

On average, for most homeowners with an asphalt shingle roof, you can expect your roof to last about 20 to at best 30 years. For tile or metal roofs, you can expect the roof to last 50 years or more.

If you’ve owned your home from the time it was built, you probably know how old it is. But many homeowners are unaware of the age of their roof. One of the best ways to figure out how old your roof is and to find out if it needs to be replaced or requires repairs is through a professional roof inspection. At Kilker Roofing and Construction, LLC, we provide a free roof inspection before we ever do any work on your roof.

The inspection gives our roofers, and you, a good picture of your roof’s condition. We can advise you from there about whether or not it’s time for a roof replacement in Frisco, TX.

Roof replacement, like the one in progress here, is one of our specialties.

Some Signs You Need a New Roof

As a homeowner, you can also take steps to find out about your roof’s condition when determining whether or not your roof needs to be replaced. You may be able to find out a lot about roof’s condition, especially its age, by a review of any home improvement records. Records, however, may only give you a partial hint of your roof’s condition. Home improvement records may indicate issues like a roofing overlay, which is a quick fix in which a layer of new shingles is placed over a old worn layer. This is a good reason to replace your roof.

Attic Check

After checking any records, one of the first places to check for problems is the attic. With a flashlight in hand, you can get a really good idea of your roof’s condition with a peek in your attic. The main thing you’ll be looking for is signs of leaks.

If you look inside your attic on a clear day and see light streaming in from the top of the house, that’s indication you may have a leak. Other signs of leaks include seeing stains or streaks, as well as damp insulation or mold growth.

While in the attic, you may also catch structural damages such as cracks in the framework that may signify weaknesses in the structure.

In some cases, leaks may be repaired, but if they’ve gone unchecked for a long time, the leaks could have caused further damage or created structural weaknesses requiring replacement.

Shingle and Flashing Inspection

Following your venture in the attic, it’s time to check the roof itself for damages. Key areas you’re going to check are the shingles or tiles and the flashing around vents and chimneys.

When you are inspecting your shingles, you want to make sure they are laying flat against the roof. If you spot areas in which shingles are missing or see cracked,r buckled, curled, or otherwise damaged shingles, you will definitely need repairs and extensive damage may require replacement.

The metal strips around vents, chimneys and skylights is known as flashing. Flashing helps keep water away from the inside of your home and aids with drainage. Any cracks or breaks or other damage to the flashing, may mean water has gotten inside the home and could be causing a leak. In older homes the flashing could be made of cement or roofing tar. If this is the case, an upgrade may be in order.

Sags

If you gaze up along your roof line, it should appear straight. If it drops down in any place, your roof structure is seriously damaged. Sags indicate your sheathing is rotting or deteriorating and needs to be replaced as soon as possible. Letting a roof sag too long is dangerous. Your roof is at risk of collapsing.

Moss, Mold or Fungus Growth on Shingles

If you note any growth of moss, mold or fungus on your roof, moisture is probably trapped underneath it. This could lead to leaks or cause the structure to rot or deteriorate and could be a sign it’s time for a roof replacement.

If you see any of these signs, it may be time for a roof replacement. While a roof replacement might not be in order, repairs need to be made as soon as possible to prevent further problems.

If you are uncertain about any of these problems consult with a professional roofer and get a roof inspection. We recommend a yearly inspection as part of your regular maintenance to make sure your roof is in good condition. With regular maintenance, your roof’s lifespan will not be shortened and an early replacement will not be required.

Call Us Today

If you are ready for a roof replacement in Frisco, TX or surrounding cities, make sure to rely on the professionals at Kilker Roofing and Construction, LLC. To schedule a service call us today at (972) 895-5140.